Privacy Policy
By visiting, using and/or submitting information to www.NationalRateFinder.com, you are accepting the practices described in this Privacy Policy and the terms and conditions of the Agreement of Terms of Use (the Terms of Use). This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by Webstream Media LLC and its affiliates, including, but not limited, to the Web site located at www.NationalRateFinder.com (the Website).
Our Commitment To Privacy
The Website is owned and operated by Webstream Media LLC, a New Jersey limited liability company (Webstream Media). Webstream Media takes your privacy seriously and has published this Privacy Policy to explain how Webstream Media treats all information you may submit to the Website.
This Website may contain links to other third party web sites. Webstream Media is not responsible for the privacy policy or practices or the content of such web sites. By visiting this website you accept the policies and practices described in this Privacy Policy. Webstream Media reserves the right to make changes to this notice by posting such changes on the Website. Changes are effective immediately upon posting unless a different effective date is stated. This notice applies to all information collected or submitted on the Website.
The Information We Collect and How We Use It
Required information. There are pages on the Website where we request specific information about you in order to fulfill your requests for information and to communicate with you about your requests and to keep your knowledge about our products and services current. The types of personally identifiable information collected may include, but is not limited to:
• Name
• Address
• Email Address
• Phone Number
• Demographic Information
• Credit Rating
Whenever we require information from you, it is our policy to collect and save such information so that we do not need to ask you for it repeatedly. You can choose not to provide certain information, but then you might not be able to take advantage of some of the features in the Website.
Optional Information supplied voluntarily. From time to time, we may invite you to participate in voluntary surveys or otherwise supply additional optional information. Responding to these requests is completely voluntary and is your choice. We collect and analyze information voluntarily supplied via surveys or otherwise in order to track and improve service to our customers and potential customers, for internal marketing purposes, and for any additional purposes indicated in the request for information.
We use non-identifying and aggregate information to better design our website and to share with advertisers and external service providers. For example, we may tell an advertiser that 'X' number of individuals visited a certain area on our website, or that 'Y' number of men and 'Z' number of women filled out our registration form, but we would not disclose anything that could be used to identify those individuals.
Automatic collection of information. Like many web sites, our site can passively collect (that is, gather without your actively providing the information) certain information using various technologies and means, such as cookies, internet protocol addresses, internet tags and navigational data collection.
(a) We may periodically utilize "cookies" to improve your experience in using the site, as well as our efficiency in responding to your requests. A cookie is a small data file that a web server can deliver to your browser, which is then stored on your computer's hard drive. Cookies are designed to permit us to provide better or more personalized service when you are visiting our site, and can also identify web sites visited between visits to our site.
(b) An IP address is a number assigned to your computer by your Internet service provider so you can access the Internet and is generally considered not to be personally identifiable information, because in most cases an IP address is dynamic (changing each time you connect to the Internet), rather than static (unique to a particular user's computer). We may use your IP address to diagnose problems with our server, report aggregate information, determine the fastest route for your computer to use in connecting to our site, and administer and improve the Website.
(c) "Internet tags" (also known as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs) are smaller than cookies and tell the Web site server information such as the IP address and browser type related to the visitor's computer.
(d) "Navigational data" ("log files," "server logs," and "clickstream" data) are used for system management, to improve the content of the site, market research purposes, and to communicate information to visitors.
Disclosure of Information
Webstream Media does not share or sell your personally identifiable information except as disclosed in the normal scope of business to provide its services. For example, we will disclose your information to our external service providers (such as mortgage brokers, lenders and financial institutions) for the purpose of responding to a request for services or information made by you, or otherwise processing transactions and related information. Before doing so, we will require the organizations receiving such information to commit to the same level of protection for your information as is provided in this Privacy Policy. We will not knowingly distribute your name, address or other information you provide outside of Webstream Media or its external service providers unless we ask your permission or notify you beforehand, or we are required to do so by law or government order. We will never use or share the personally identifiable information provided to us online in ways unrelated to those described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
Personally identifiable information collected from you may also be transferred to a third party as a result of a sale, acquisition, merger, reorganization, other transfer or bankruptcy (a Transfer) involving Webstream Media and/or its affiliates. Webstream Media specifically reserves the right to transfer personally identifiable information collected from the Website, and any of its databases, together with any personally identifiable information contained therein, to a third party in connection with a Transfer, and nothing in this Privacy Policy is intended to interfere with the ability of Webstream Media to transfer all or part of its business and/or assets (including the Website) to an affiliate or independent third party at any time, for any purpose, without any limitation whatsoever.
Our Commitment To Data Security
It is not possible for web sites to achieve perfect security. We do, however, take commercially reasonable physical, electronic, and managerial precautions using widely accepted methods to safeguard the security of your information against inadvertent disclosure to unauthorized persons. Security controls may include industry-standard SSL-encryption to protect the security of information transmitted directly through the Website. As is generally the case, this protection does not extend to Internet e-mail messages sent outside the Website directly to and from individual e-mail addresses.
Our Commitment To Children's Privacy
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at the Website from those we actually know are under 18, and no part of the Website is structured to attract anyone under 18.
How To Contact Us
Should you have other questions or concerns about these privacy policies, please mail us at Webstream Media, LLC., 448 Prospect Ave., North Middletown, NJ 07748 or call us at 732-495-0525.
